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Providing a retirement plan to American workers is not without its challenges. Factors such as an increasingly stringent regulatory environment and greater attention to fiduciary responsibility make it essential for companies to partner with a leading provider to administer a successful plan. But access to the expertise and experience you need may seem beyond the financial reach of your company. In fact, that’s just one reason why 86% of employers with less than 100 employees don’t offer retirement plans to their workforce*.